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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,635 | $110,379+112.6% | $102,412+129.1% | $145,884+60.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.02% | 24.84%-13.8pp | 24.94%-13.9pp | 551.85%-540.8pp |
| Employer contribution / active EE | $12,128 | $4,216+187.7% | $3,870+213.4% | $4,662+160.1% |
| Participant deferral / active EE | $12,893 | $5,622+129.4% | $5,060+154.8% | $6,690+92.7% |
| Admin fee / account holder | $20,983 | $9,745+115.3% | $8,388+150.2% | $13,392+56.7% |