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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,459 | $136,860-29.5% | $120,344-19.8% | $154,746-37.7% |
| Participation rate | 83.3% | 79.9%+3.4pp | 76.7%+6.6pp | 80.7%+2.6pp |
| Annual return | 11.97% | 21.38%-9.4pp | 20.30%-8.3pp | 172.34%-160.4pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,304 | $5,793-77.5% | $5,135-74.6% | $6,730-80.6% |
| Admin fee / account holder | $1,384 | $15,393-91.0% | $12,742-89.1% | $14,365-90.4% |