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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,203 | $132,099+44.0% | $115,599+64.5% | $138,895+36.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 4.41% | 176.76%-172.3pp | 111.10%-106.7pp | 145.39%-141.0pp |
| Employer contribution / active EE | $6,696 | $3,416+96.0% | $2,955+126.6% | $4,194+59.7% |
| Participant deferral / active EE | $4,258 | $5,617-24.2% | $4,889-12.9% | $6,396-33.4% |
| Admin fee / account holder | $15,339 | $15,650-2.0% | $12,841+19.5% | $12,562+22.1% |