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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,203 | $142,354+33.6% | $125,529+51.5% | $155,188+22.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 4.41% | 306.06%-301.7pp | 202.56%-198.2pp | 148.84%-144.4pp |
| Employer contribution / active EE | $6,696 | $3,501+91.3% | $3,058+119.0% | $4,248+57.6% |
| Participant deferral / active EE | $4,258 | $5,491-22.4% | $4,813-11.5% | $6,531-34.8% |
| Admin fee / account holder | $15,339 | $19,392-20.9% | $16,298-5.9% | $14,480+5.9% |