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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,203 | $132,634+43.4% | $115,768+64.3% | $137,256+38.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 4.41% | 160.70%-156.3pp | 100.46%-96.1pp | 220.34%-215.9pp |
| Employer contribution / active EE | $6,696 | $3,360+99.3% | $2,940+127.8% | $4,156+61.1% |
| Participant deferral / active EE | $4,258 | $5,619-24.2% | $4,917-13.4% | $6,407-33.5% |
| Admin fee / account holder | $15,339 | $15,028+2.1% | $12,439+23.3% | $12,270+25.0% |