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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,959 | $111,535-34.6% | $105,223-30.7% | $137,256-46.8% |
| Participation rate | 73.7% | 78.1%-4.4pp | 75.0%-1.4pp | 80.0%-6.3pp |
| Annual return | 4.83% | 237.85%-233.0pp | 180.65%-175.8pp | 220.34%-215.5pp |
| Employer contribution / active EE | $1,053 | $3,939-73.3% | $3,689-71.5% | $4,156-74.7% |
| Participant deferral / active EE | $1,504 | $5,500-72.7% | $5,072-70.4% | $6,407-76.5% |
| Admin fee / account holder | $25,920 | $9,721+166.6% | $8,859+192.6% | $12,270+111.2% |