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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,281 | $106,524-55.6% | $152,301-69.0% | $87,485-46.0% |
| Participation rate | 84.6% | 75.8%+8.9pp | 82.4%+2.2pp | 68.9%+15.7pp |
| Annual return | 10.81% | 26.89%-16.1pp | 80.50%-69.7pp | 26.06%-15.3pp |
| Employer contribution / active EE | $1,786 | $3,371-47.0% | $4,624-61.4% | $2,596-31.2% |
| Participant deferral / active EE | $2,493 | $6,525-61.8% | $8,004-68.9% | $4,274-41.7% |
| Admin fee / account holder | $7,417 | $8,287-10.5% | $14,398-48.5% | $7,775-4.6% |