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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,745 | $123,155+43.5% | $108,753+62.5% | $155,188+13.9% |
| Participation rate | 11.1% | 75.6%-64.5pp | 71.1%-60.0pp | 80.8%-69.7pp |
| Annual return | 13.56% | 44.73%-31.2pp | 37.47%-23.9pp | 148.84%-135.3pp |
| Employer contribution / active EE | $1,460 | $2,811-48.1% | $2,427-39.8% | $4,248-65.6% |
| Participant deferral / active EE | $4,551 | $4,623-1.6% | $4,115+10.6% | $6,531-30.3% |
| Admin fee / account holder | $94,835 | $12,126+682.1% | $10,320+819.0% | $14,480+554.9% |