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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,624 | $76,407+17.3% | $150,298-40.4% | $82,448+8.7% |
| Participation rate | 89.7% | 66.4%+23.3pp | 77.8%+12.0pp | 68.1%+21.7pp |
| Annual return | 23.18% | 39.99%-16.8pp | 62.79%-39.6pp | 41.64%-18.5pp |
| Employer contribution / active EE | $9,187 | $2,614+251.5% | $4,154+121.2% | $2,551+260.2% |
| Participant deferral / active EE | $4,581 | $3,214+42.5% | $5,453-16.0% | $4,139+10.7% |
| Admin fee / account holder | $6,094 | $6,352-4.1% | $14,116-56.8% | $7,234-15.8% |