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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,175 | $47,479+14.1% | $62,929-13.9% | $82,448-34.3% |
| Participation rate | 100.0% | 66.9%+33.1pp | 73.1%+26.9pp | 68.1%+31.9pp |
| Annual return | 18.99% | 20.34%-1.4pp | 1063.93%-1044.9pp | 41.64%-22.7pp |
| Employer contribution / active EE | $1,585 | $1,885-15.9% | $2,505-36.7% | $2,551-37.9% |
| Participant deferral / active EE | $3,880 | $2,870+35.2% | $3,888-0.2% | $4,139-6.3% |
| Admin fee / account holder | $1,741 | $3,804-54.2% | $5,065-65.6% | $7,234-75.9% |