See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1 year Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $9,824 |
Filed as: CARNEGIE CAPITAL ASSET MANAGEMENT Service code 26 30300 CHAGRIN BLVD · PEPPER PIKE, PA 44124 | Advisory (Participants) | $9,759 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,259 | $91,760-67.0% | $156,181-80.6% | $67,986-55.5% |
| Participation rate | 56.4% | 65.0%-8.6pp | 78.8%-22.4pp | 57.2%-0.8pp |
| Annual return | 27.33% | 18.14%+9.2pp | 64.87%-37.5pp | 31.67%-4.3pp |
| Employer contribution / active EE | $1,423 | $2,419-41.2% | $4,294-66.9% | $2,019-29.5% |
| Participant deferral / active EE | $2,808 | $3,960-29.1% | $6,132-54.2% | $3,358-16.4% |
| Admin fee / account holder | $318 | $3,949-91.9% | $14,586-97.8% | $3,203-90.1% |