See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1 year Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $9,824 |
Filed as: CARNEGIE CAPITAL ASSET MANAGEMENT Service code 26 30300 CHAGRIN BLVD · PEPPER PIKE, PA 44124 | Advisory (Participants) | $9,759 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,259 | $96,484-68.6% | $156,263-80.6% | $74,304-59.3% |
| Participation rate | 56.4% | 67.7%-11.2pp | 78.9%-22.5pp | 60.3%-3.9pp |
| Annual return | 27.33% | 17.73%+9.6pp | 59.47%-32.1pp | 29.43%-2.1pp |
| Employer contribution / active EE | $1,423 | $2,528-43.7% | $4,333-67.2% | $2,241-36.5% |
| Participant deferral / active EE | $2,808 | $4,286-34.5% | $6,158-54.4% | $3,767-25.5% |
| Admin fee / account holder | $318 | $3,728-91.5% | $14,255-97.8% | $2,969-89.3% |