Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1 year Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $9,824 |
Filed as: CARNEGIE CAPITAL ASSET MANAGEMENT Service code 26 30300 CHAGRIN BLVD · PEPPER PIKE, PA 44124 | Advisory (Participants) | $9,759 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,259 | $91,120-66.8% | $161,149-81.2% | $64,097-52.8% |
| Participation rate | 56.4% | 62.2%-5.8pp | 78.8%-22.4pp | 55.2%+1.2pp |
| Annual return | 27.33% | 17.95%+9.4pp | 21.16%+6.2pp | 34.64%-7.3pp |
| Employer contribution / active EE | $1,423 | $2,284-37.7% | $4,360-67.4% | $1,891-24.8% |
| Participant deferral / active EE | $2,808 | $3,708-24.3% | $6,153-54.4% | $3,080-8.8% |
| Admin fee / account holder | $318 | $4,535-93.0% | $15,194-97.9% | $3,454-90.8% |