Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $79,164 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SWST PRKWY BLDG 2 · AUSTIN, TX 78735 | Advisory (Plan) | $53,600 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,944 | $116,081-9.6% | $156,181-32.8% | $79,634+31.8% |
| Participation rate | 53.8% | 75.6%-21.8pp | 78.8%-25.0pp | 62.5%-8.7pp |
| Annual return | 9.55% | 15.89%-6.3pp | 64.87%-55.3pp | 36.46%-26.9pp |
| Employer contribution / active EE | $1,389 | $2,828-50.9% | $4,294-67.7% | $2,529-45.1% |
| Participant deferral / active EE | $4,032 | $4,584-12.1% | $6,132-34.3% | $3,835+5.1% |
| Admin fee / account holder | $612 | $854-28.4% | $14,586-95.8% | $1,002-38.9% |