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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,800 | $99,875+147.1% | $146,866+68.0% | $86,983+183.7% |
| Participation rate | 76.0% | 75.8%+0.2pp | 82.5%-6.5pp | 69.5%+6.5pp |
| Annual return | 17.91% | 28.10%-10.2pp | 102.85%-84.9pp | 25.83%-7.9pp |
| Employer contribution / active EE | $4,989 | $3,224+54.7% | $4,425+12.8% | $2,584+93.0% |
| Participant deferral / active EE | $0 | $6,322-100.0% | $7,759-100.0% | $4,194-100.0% |
| Admin fee / account holder | $31,303 | $7,838+299.4% | $13,620+129.8% | $7,856+298.5% |