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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,638 | $90,530+70.8% | $76,030+103.4% | $145,897+6.0% |
| Participation rate | 52.2% | 74.4%-22.3pp | 69.1%-16.9pp | 80.3%-28.1pp |
| Annual return | 14.24% | 625.08%-610.8pp | 361.54%-347.3pp | 552.29%-538.1pp |
| Employer contribution / active EE | $2,604 | $3,319-21.5% | $2,688-3.1% | $4,663-44.1% |
| Participant deferral / active EE | $5,512 | $5,164+6.7% | $4,257+29.5% | $6,689-17.6% |
| Admin fee / account holder | $2,992 | $8,383-64.3% | $6,421-53.4% | $13,390-77.7% |