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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,603 | $51,604+129.8% | $129,295-8.3% | $80,874+46.7% |
| Participation rate | 52.6% | 57.0%-4.4pp | 69.6%-17.1pp | 67.6%-15.1pp |
| Annual return | 14.00% | 20.76%-6.8pp | 9429.28%-9415.3pp | 35.62%-21.6pp |
| Employer contribution / active EE | $474 | $1,585-70.1% | $4,157-88.6% | $2,756-82.8% |
| Participant deferral / active EE | $2,422 | $2,670-9.3% | $4,169-41.9% | $4,297-43.6% |
| Admin fee / account holder | $3,556 | $4,310-17.5% | $7,665-53.6% | $6,935-48.7% |