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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,781 | $213,785+45.4% | $185,441+67.6% | $155,188+100.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 24.91% | 19.97%+4.9pp | 20.16%+4.7pp | 148.84%-123.9pp |
| Employer contribution / active EE | $5,251 | $5,393-2.6% | $4,672+12.4% | $4,248+23.6% |
| Participant deferral / active EE | $10,551 | $6,864+53.7% | $6,152+71.5% | $6,531+61.6% |
| Admin fee / account holder | $24,298 | $21,134+15.0% | $17,890+35.8% | $14,480+67.8% |