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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,003 | $132,099-51.5% | $115,599-44.6% | $138,895-53.9% |
| Participation rate | 53.8% | 77.9%-24.0pp | 74.3%-20.4pp | 79.9%-26.1pp |
| Annual return | 13.32% | 176.76%-163.4pp | 111.10%-97.8pp | 145.39%-132.1pp |
| Employer contribution / active EE | $2,518 | $3,416-26.3% | $2,955-14.8% | $4,194-40.0% |
| Participant deferral / active EE | $4,147 | $5,617-26.2% | $4,889-15.2% | $6,396-35.2% |
| Admin fee / account holder | $4,081 | $15,650-73.9% | $12,841-68.2% | $12,562-67.5% |