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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,688 | $56,431-38.5% | $130,788-73.5% | $87,485-60.3% |
| Participation rate | 79.5% | 58.9%+20.5pp | 70.1%+9.4pp | 68.9%+10.6pp |
| Annual return | 12.48% | 91.27%-78.8pp | 386.44%-374.0pp | 26.06%-13.6pp |
| Employer contribution / active EE | $3,256 | $1,549+110.2% | $3,558-8.5% | $2,596+25.4% |
| Participant deferral / active EE | $5,003 | $2,749+82.0% | $4,137+20.9% | $4,274+17.1% |
| Admin fee / account holder | $5,679 | $4,433+28.1% | $6,673-14.9% | $7,775-27.0% |