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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,920 | $138,312-27.0% | $122,979-17.9% | $155,188-35.0% |
| Participation rate | 83.3% | 80.2%+3.1pp | 77.2%+6.1pp | 80.8%+2.5pp |
| Annual return | 12.35% | 22.06%-9.7pp | 20.12%-7.8pp | 148.84%-136.5pp |
| Employer contribution / active EE | $1,833 | $3,530-48.1% | $3,062-40.1% | $4,248-56.8% |
| Participant deferral / active EE | $8,559 | $5,592+53.1% | $5,003+71.1% | $6,531+31.1% |
| Admin fee / account holder | $794 | $15,089-94.7% | $12,864-93.8% | $14,480-94.5% |