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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,544 | $166,268+17.0% | $165,100+17.8% | $145,897+33.3% |
| Participation rate | 56.3% | 82.0%-25.8pp | 78.6%-22.4pp | 80.3%-24.1pp |
| Annual return | 9.43% | 100.52%-91.1pp | 70.21%-60.8pp | 552.29%-542.9pp |
| Employer contribution / active EE | $1,306 | $5,284-75.3% | $4,348-70.0% | $4,663-72.0% |
| Participant deferral / active EE | $3,180 | $6,964-54.3% | $6,035-47.3% | $6,689-52.5% |
| Admin fee / account holder | $11,966 | $16,659-28.2% | $12,696-5.7% | $13,390-10.6% |