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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,641 | $154,228-22.4% | $145,433-17.7% | $137,256-12.8% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 12.36% | 74.59%-62.2pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $3,020 | $4,804-37.1% | $4,554-33.7% | $4,156-27.3% |
| Participant deferral / active EE | $3,220 | $8,216-60.8% | $7,897-59.2% | $6,407-49.7% |
| Admin fee / account holder | $39,030 | $14,344+172.1% | $13,129+197.3% | $12,270+218.1% |