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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,225 | $146,267-0.7% | $197,124-26.3% | $82,448+76.1% |
| Participation rate | 92.1% | 84.0%+8.1pp | 86.7%+5.4pp | 68.1%+24.0pp |
| Annual return | 12.20% | 29.61%-17.4pp | 44.34%-32.1pp | 41.64%-29.4pp |
| Employer contribution / active EE | $2,899 | $4,723-38.6% | $6,227-53.5% | $2,551+13.6% |
| Participant deferral / active EE | $5,953 | $7,035-15.4% | $9,135-34.8% | $4,139+43.8% |
| Admin fee / account holder | $34,602 | $14,422+139.9% | $16,298+112.3% | $7,234+378.3% |