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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,333 | $57,061-64.4% | $85,063-76.1% | $80,911-74.9% |
| Participation rate | 76.0% | 56.3%+19.7pp | 67.5%+8.5pp | 67.6%+8.4pp |
| Annual return | 9.54% | 21.66%-12.1pp | 66.54%-57.0pp | 35.63%-26.1pp |
| Employer contribution / active EE | $3,393 | $1,799+88.7% | $2,727+24.4% | $2,756+23.1% |
| Participant deferral / active EE | $4,125 | $3,110+32.6% | $4,523-8.8% | $4,297-4.0% |
| Admin fee / account holder | $14,157 | $4,986+183.9% | $6,155+130.0% | $6,935+104.2% |