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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,333 | $57,140-64.4% | $85,240-76.1% | $80,959-74.9% |
| Participation rate | 76.0% | 56.4%+19.6pp | 67.5%+8.5pp | 67.7%+8.3pp |
| Annual return | 9.54% | 21.71%-12.2pp | 66.75%-57.2pp | 35.67%-26.1pp |
| Employer contribution / active EE | $3,393 | $1,802+88.3% | $2,735+24.1% | $2,757+23.1% |
| Participant deferral / active EE | $4,125 | $3,115+32.4% | $4,527-8.9% | $4,300-4.1% |
| Admin fee / account holder | $14,157 | $4,992+183.6% | $6,165+129.7% | $6,925+104.4% |