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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,193 | $223,823-78.5% | $211,142-77.2% | $154,746-68.9% |
| Participation rate | 90.9% | 87.9%+3.1pp | 87.3%+3.6pp | 80.7%+10.2pp |
| Annual return | 16.80% | 50.39%-33.6pp | 46.84%-30.0pp | 172.34%-155.5pp |
| Employer contribution / active EE | $3,032 | $6,787-55.3% | $6,442-52.9% | $4,379-30.8% |
| Participant deferral / active EE | $2,717 | $9,750-72.1% | $9,284-70.7% | $6,730-59.6% |
| Admin fee / account holder | $5,001 | $19,707-74.6% | $19,076-73.8% | $14,365-65.2% |