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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,461 | $58,234-85.5% | $81,783-89.7% | $80,874-89.5% |
| Participation rate | 33.0% | 63.4%-30.4pp | 72.4%-39.4pp | 67.6%-34.7pp |
| Annual return | 13.37% | 41.70%-28.3pp | 775.05%-761.7pp | 35.62%-22.2pp |
| Employer contribution / active EE | $505 | $2,341-78.4% | $2,913-82.7% | $2,756-81.7% |
| Participant deferral / active EE | $800 | $3,283-75.6% | $4,320-81.5% | $4,297-81.4% |
| Admin fee / account holder | $1,784 | $4,982-64.2% | $7,380-75.8% | $6,935-74.3% |