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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,478 | $160,070+44.6% | $147,117+57.3% | $145,897+58.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 13.81% | 98.69%-84.9pp | 420.54%-406.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $3,448 | $5,285-34.8% | $4,932-30.1% | $4,663-26.1% |
| Participant deferral / active EE | $13,381 | $8,419+58.9% | $8,065+65.9% | $6,689+100.0% |
| Admin fee / account holder | $1,303 | $15,035-91.3% | $12,993-90.0% | $13,390-90.3% |