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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,478 | $160,040+44.6% | $147,096+57.4% | $145,877+58.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 13.81% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $3,448 | $5,289-34.8% | $4,936-30.2% | $4,663-26.1% |
| Participant deferral / active EE | $13,381 | $8,429+58.7% | $8,071+65.8% | $6,691+100.0% |
| Admin fee / account holder | $1,303 | $15,050-91.3% | $13,005-90.0% | $13,402-90.3% |