Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,181 | $81,262-67.8% | $155,602-83.2% | $80,911-67.6% |
| Participation rate | 47.2% | 66.2%-19.0pp | 78.2%-31.0pp | 67.6%-20.4pp |
| Annual return | 8.28% | 33.34%-25.1pp | 64.81%-56.5pp | 35.63%-27.4pp |
| Employer contribution / active EE | $639 | $3,102-79.4% | $4,675-86.3% | $2,756-76.8% |
| Participant deferral / active EE | $984 | $3,451-71.5% | $5,629-82.5% | $4,297-77.1% |
| Admin fee / account holder | $2,423 | $7,992-69.7% | $15,923-84.8% | $6,935-65.1% |