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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,772 | $58,275+160.4% | $81,844+85.4% | $80,935+87.5% |
| Participation rate | 63.6% | 63.5%+0.2pp | 72.4%-8.7pp | 67.7%-4.0pp |
| Annual return | 16.36% | 41.82%-25.5pp | 778.87%-762.5pp | 35.66%-19.3pp |
| Employer contribution / active EE | $10,713 | $2,346+356.7% | $2,916+267.3% | $2,757+288.6% |
| Participant deferral / active EE | $8,940 | $3,285+172.1% | $4,323+106.8% | $4,299+107.9% |
| Admin fee / account holder | $2,677 | $4,749-43.6% | $7,355-63.6% | $6,924-61.3% |