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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,772 | $58,258+160.5% | $81,820+85.5% | $80,925+87.5% |
| Participation rate | 63.6% | 63.5%+0.2pp | 72.4%-8.7pp | 67.7%-4.0pp |
| Annual return | 16.36% | 41.76%-25.4pp | 777.93%-761.6pp | 35.65%-19.3pp |
| Employer contribution / active EE | $10,713 | $2,345+356.8% | $2,915+267.5% | $2,756+288.7% |
| Participant deferral / active EE | $8,940 | $3,284+172.3% | $4,323+106.8% | $4,299+108.0% |
| Admin fee / account holder | $2,677 | $4,976-46.2% | $7,391-63.8% | $6,940-61.4% |