Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,744 | $52,450-71.9% | $129,384-88.6% | $74,459-80.2% |
| Participation rate | 3.9% | 53.8%-49.9pp | 69.6%-65.7pp | 67.2%-63.3pp |
| Annual return | 9.98% | 15.65%-5.7pp | 9461.77%-9451.8pp | 1369.70%-1359.7pp |
| Employer contribution / active EE | $0 | $1,532-100.0% | $4,153-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $371 | $2,797-86.7% | $4,166-91.1% | $4,350-91.5% |
| Admin fee / account holder | $5,143 | $2,636+95.1% | $7,686-33.1% | $1,945+164.5% |