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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,369 | $114,013+81.9% | $103,693+100.0% | $155,188+33.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 10.15% | 49.31%-39.2pp | 47.61%-37.5pp | 148.84%-138.7pp |
| Employer contribution / active EE | $6,413 | $3,131+104.8% | $2,920+119.6% | $4,248+51.0% |
| Participant deferral / active EE | $6,967 | $4,970+40.2% | $4,579+52.1% | $6,531+6.7% |
| Admin fee / account holder | $34,954 | $8,407+315.8% | $7,858+344.8% | $14,480+141.4% |