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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,177 | $77,460-18.4% | $100,378-37.1% | $80,925-21.9% |
| Participation rate | 71.8% | 76.9%-5.2pp | 81.5%-9.7pp | 67.7%+4.1pp |
| Annual return | 13.41% | 37.24%-23.8pp | 49.41%-36.0pp | 35.65%-22.2pp |
| Employer contribution / active EE | $1,162 | $2,801-58.5% | $3,942-70.5% | $2,756-57.9% |
| Participant deferral / active EE | $2,741 | $6,818-59.8% | $8,087-66.1% | $4,299-36.2% |
| Admin fee / account holder | $3,736 | $5,887-36.5% | $7,899-52.7% | $6,940-46.2% |