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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,432 | $72,071-48.1% | $68,368-45.2% | $137,256-72.7% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 17.59% | 353.14%-335.6pp | 292.57%-275.0pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,203 | $2,788-56.9% | $2,649-54.6% | $4,156-71.1% |
| Participant deferral / active EE | $2,721 | $4,410-38.3% | $4,123-34.0% | $6,407-57.5% |
| Admin fee / account holder | $1,660 | $5,336-68.9% | $5,150-67.8% | $12,270-86.5% |