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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,378 | $227,399-86.2% | $189,758-83.5% | $198,609-84.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 12.93% | 61.03%-48.1pp | 52.62%-39.7pp | 202.70%-189.8pp |
| Employer contribution / active EE | $1,828 | $5,526-66.9% | $4,767-61.6% | $5,055-63.8% |
| Participant deferral / active EE | $3,966 | $6,837-42.0% | $5,856-32.3% | $6,977-43.2% |
| Admin fee / account holder | $4,599 | $25,162-81.7% | $20,388-77.4% | $19,030-75.8% |