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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,307 | $88,815+43.3% | $81,882+55.5% | $145,897-12.7% |
| Participation rate | 60.9% | 75.1%-14.2pp | 72.4%-11.5pp | 80.3%-19.4pp |
| Annual return | 10.41% | 1033.75%-1023.3pp | 779.47%-769.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,428 | $3,086-21.3% | $2,916-16.7% | $4,663-47.9% |
| Participant deferral / active EE | $772 | $4,647-83.4% | $4,323-82.1% | $6,689-88.5% |
| Admin fee / account holder | $14,096 | $8,434+67.1% | $7,360+91.5% | $13,390+5.3% |