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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,205 | $88,710+113.3% | $81,783+131.3% | $145,959+29.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.93% | 1027.26%-1020.3pp | 775.05%-768.1pp | 561.95%-555.0pp |
| Employer contribution / active EE | $7,444 | $3,083+141.4% | $2,913+155.6% | $4,661+59.7% |
| Participant deferral / active EE | $10,299 | $4,645+121.7% | $4,320+138.4% | $6,689+54.0% |
| Admin fee / account holder | $1,673 | $8,407-80.1% | $7,380-77.3% | $13,398-87.5% |