Filed November 18, 2024
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,726 | $53,063+25.7% | $124,206-46.3% | $82,637-19.3% |
| Participation rate | 55.6% | 58.4%-2.9pp | 69.6%-14.0pp | 68.1%-12.5pp |
| Annual return | 9.08% | 68.87%-59.8pp | 515.27%-506.2pp | 53.51%-44.4pp |
| Employer contribution / active EE | $2,102 | $1,530+37.3% | $3,540-40.6% | $2,552-17.7% |
| Participant deferral / active EE | $5,734 | $2,644+116.9% | $3,968+44.5% | $4,126+39.0% |
| Admin fee / account holder | $1,375 | $4,281-67.9% | $5,929-76.8% | $7,339-81.3% |