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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,836 | $106,749+86.3% | $145,433+36.7% | $82,448+141.2% |
| Participation rate | 77.3% | 75.6%+1.6pp | 82.1%-4.8pp | 68.1%+9.2pp |
| Annual return | 8.81% | 27.59%-18.8pp | 66.58%-57.8pp | 41.64%-32.8pp |
| Employer contribution / active EE | $1,136 | $3,444-67.0% | $4,554-75.0% | $2,551-55.5% |
| Participant deferral / active EE | $7,163 | $6,519+9.9% | $7,897-9.3% | $4,139+73.1% |
| Admin fee / account holder | $17,455 | $8,390+108.1% | $13,129+33.0% | $7,234+141.3% |