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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,075 | $102,385+79.8% | $147,080+25.2% | $80,935+127.4% |
| Participation rate | 75.6% | 75.9%-0.3pp | 82.2%-6.6pp | 67.7%+7.9pp |
| Annual return | 10.81% | 135.09%-124.3pp | 420.17%-409.4pp | 35.66%-24.8pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,482 | $6,651+12.5% | $8,066-7.2% | $4,299+74.0% |
| Admin fee / account holder | $27,203 | $7,951+242.1% | $12,989+109.4% | $6,924+292.9% |