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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,109 | $102,385-50.1% | $147,080-65.3% | $80,935-36.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.93% | 135.09%-122.2pp | 420.17%-407.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $4,693 | $3,717+26.3% | $4,933-4.9% | $2,757+70.2% |
| Participant deferral / active EE | $9,393 | $6,651+41.2% | $8,066+16.4% | $4,299+118.5% |
| Admin fee / account holder | $3,986 | $7,951-49.9% | $12,989-69.3% | $6,924-42.4% |