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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,325 | $43,496-5.0% | $161,489-74.4% | $64,340-35.8% |
| Participation rate | 38.5% | 53.5%-15.0pp | 78.7%-40.2pp | 55.2%-16.7pp |
| Annual return | 16.21% | 20.76%-4.5pp | 89.72%-73.5pp | 24.14%-7.9pp |
| Employer contribution / active EE | $600 | $1,431-58.1% | $4,268-85.9% | $1,862-67.8% |
| Participant deferral / active EE | $933 | $1,996-53.3% | $5,630-83.4% | $2,980-68.7% |
| Admin fee / account holder | $2,371 | $2,330+1.8% | $16,006-85.2% | $3,703-36.0% |