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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,510 | $104,650+18.0% | $83,854+47.3% | $155,188-20.4% |
| Participation rate | 58.3% | 65.1%-6.7pp | 59.1%-0.8pp | 80.8%-22.5pp |
| Annual return | 18.96% | 28.97%-10.0pp | 31.39%-12.4pp | 148.84%-129.9pp |
| Employer contribution / active EE | $1,175 | $1,196-1.8% | $1,017+15.5% | $4,248-72.3% |
| Participant deferral / active EE | $6,042 | $2,367+155.2% | $2,035+196.9% | $6,531-7.5% |
| Admin fee / account holder | $53 | $3,518-98.5% | $3,197-98.4% | $14,480-99.6% |