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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,510 | $69,118+78.7% | $53,647+130.2% | $138,895-11.1% |
| Participation rate | 58.3% | 64.0%-5.6pp | 56.3%+2.1pp | 79.9%-21.6pp |
| Annual return | 18.96% | 248.26%-229.3pp | 358.33%-339.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $1,175 | $1,189-1.2% | $962+22.2% | $4,194-72.0% |
| Participant deferral / active EE | $6,042 | $2,274+165.7% | $1,813+233.2% | $6,396-5.5% |
| Admin fee / account holder | $53 | $2,724-98.1% | $2,460-97.9% | $12,562-99.6% |