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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,266 | $102,422-69.5% | $147,117-78.7% | $80,959-61.4% |
| Participation rate | 91.3% | 75.9%+15.4pp | 82.2%+9.1pp | 67.7%+23.6pp |
| Annual return | 14.68% | 135.16%-120.5pp | 420.54%-405.9pp | 35.67%-21.0pp |
| Employer contribution / active EE | $2,349 | $3,717-36.8% | $4,932-52.4% | $2,757-14.8% |
| Participant deferral / active EE | $5,019 | $6,652-24.5% | $8,065-37.8% | $4,300+16.7% |
| Admin fee / account holder | $2,127 | $7,953-73.3% | $12,993-83.6% | $6,925-69.3% |