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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $779,082 | $223,823+248.1% | $211,142+269.0% | $154,746+403.5% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 7.29% | 50.39%-43.1pp | 46.84%-39.5pp | 172.34%-165.0pp |
| Employer contribution / active EE | $37,582 | $6,787+453.8% | $6,442+483.4% | $4,379+758.2% |
| Participant deferral / active EE | $26,345 | $9,750+170.2% | $9,284+183.8% | $6,730+291.4% |
| Admin fee / account holder | $29,400 | $19,707+49.2% | $19,076+54.1% | $14,365+104.7% |