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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,775 | $115,225-73.3% | $100,712-69.4% | $138,895-77.8% |
| Participation rate | 63.2% | 74.3%-11.2pp | 69.3%-6.1pp | 79.9%-16.8pp |
| Annual return | 13.66% | 40.35%-26.7pp | 33.27%-19.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $746 | $2,771-73.1% | $2,313-67.8% | $4,194-82.2% |
| Participant deferral / active EE | $1,869 | $4,699-60.2% | $4,085-54.2% | $6,396-70.8% |
| Admin fee / account holder | $359 | $10,844-96.7% | $9,256-96.1% | $12,562-97.1% |