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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,930 | $111,535+5.7% | $105,223+12.1% | $137,256-14.1% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 16.97% | 237.85%-220.9pp | 180.65%-163.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,909 | $3,939-51.5% | $3,689-48.3% | $4,156-54.1% |
| Participant deferral / active EE | $4,102 | $5,500-25.4% | $5,072-19.1% | $6,407-36.0% |
| Admin fee / account holder | $466 | $9,721-95.2% | $8,859-94.7% | $12,270-96.2% |