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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,100 | $160,040-27.5% | $147,096-21.1% | $145,877-20.4% |
| Participation rate | 58.3% | 84.0%-25.7pp | 82.2%-23.8pp | 80.3%-22.0pp |
| Annual return | 66.10% | 98.49%-32.4pp | 419.75%-353.6pp | 551.28%-485.2pp |
| Employer contribution / active EE | $1,363 | $5,289-74.2% | $4,936-72.4% | $4,663-70.8% |
| Participant deferral / active EE | $5,645 | $8,429-33.0% | $8,071-30.1% | $6,691-15.6% |
| Admin fee / account holder | $15,572 | $15,050+3.5% | $13,005+19.7% | $13,402+16.2% |