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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,100 | $160,070-27.5% | $147,117-21.1% | $145,897-20.4% |
| Participation rate | 58.3% | 84.0%-25.7pp | 82.2%-23.9pp | 80.3%-22.0pp |
| Annual return | 66.10% | 98.69%-32.6pp | 420.54%-354.4pp | 552.29%-486.2pp |
| Employer contribution / active EE | $1,363 | $5,285-74.2% | $4,932-72.4% | $4,663-70.8% |
| Participant deferral / active EE | $5,645 | $8,419-33.0% | $8,065-30.0% | $6,689-15.6% |
| Admin fee / account holder | $15,572 | $15,035+3.6% | $12,993+19.8% | $13,390+16.3% |