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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,128 | $88,778+2.6% | $81,844+11.3% | $145,884-37.5% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 10.46% | 1033.03%-1022.6pp | 778.87%-768.4pp | 551.85%-541.4pp |
| Employer contribution / active EE | $8,680 | $3,087+181.2% | $2,916+197.6% | $4,662+86.2% |
| Participant deferral / active EE | $6,714 | $4,648+44.4% | $4,323+55.3% | $6,690+0.4% |
| Admin fee / account holder | $829 | $8,430-90.2% | $7,355-88.7% | $13,392-93.8% |