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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,136 | $72,071+47.3% | $68,368+55.2% | $137,256-22.7% |
| Participation rate | 93.3% | 76.2%+17.1pp | 73.8%+19.6pp | 80.0%+13.4pp |
| Annual return | 16.11% | 353.14%-337.0pp | 292.57%-276.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $8,470 | $2,788+203.8% | $2,649+219.7% | $4,156+103.8% |
| Participant deferral / active EE | $6,074 | $4,410+37.7% | $4,123+47.3% | $6,407-5.2% |
| Admin fee / account holder | $811 | $5,336-84.8% | $5,150-84.3% | $12,270-93.4% |