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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,428 | $102,938+75.3% | $94,105+91.7% | $138,895+29.9% |
| Participation rate | 87.5% | 74.6%+12.9pp | 71.9%+15.6pp | 79.9%+7.6pp |
| Annual return | 14.29% | 250.28%-236.0pp | 204.55%-190.3pp | 145.39%-131.1pp |
| Employer contribution / active EE | $14,555 | $2,732+432.8% | $2,504+481.2% | $4,194+247.0% |
| Participant deferral / active EE | $11,577 | $4,196+175.9% | $3,881+198.3% | $6,396+81.0% |
| Admin fee / account holder | $1,999 | $6,600-69.7% | $6,199-67.8% | $12,562-84.1% |