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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,860 | $45,900+104.5% | $94,057-0.2% | $64,340+45.9% |
| Participation rate | 52.1% | 50.6%+1.5pp | 73.3%-21.3pp | 55.2%-3.2pp |
| Annual return | 14.37% | 50.47%-36.1pp | 480.62%-466.2pp | 24.14%-9.8pp |
| Employer contribution / active EE | $0 | $1,612-100.0% | $2,933-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $3,182 | $2,102+51.4% | $4,709-32.4% | $2,980+6.8% |
| Admin fee / account holder | $15,475 | $3,143+392.3% | $7,244+113.6% | $3,703+318.0% |