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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,860 | $47,105+99.3% | $68,368+37.3% | $67,986+38.1% |
| Participation rate | 52.1% | 51.8%+0.3pp | 73.8%-21.7pp | 57.2%-5.2pp |
| Annual return | 14.37% | 48.37%-34.0pp | 292.57%-278.2pp | 31.67%-17.3pp |
| Employer contribution / active EE | $0 | $1,859-100.0% | $2,649-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $3,182 | $2,374+34.0% | $4,123-22.8% | $3,358-5.2% |
| Admin fee / account holder | $15,475 | $2,435+535.5% | $5,150+200.5% | $3,203+383.1% |