Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,036 | $105,284-70.5% | $150,734-79.4% | $94,015-67.0% |
| Participation rate | 56.0% | 71.7%-15.7pp | 78.4%-22.4pp | 70.8%-14.8pp |
| Annual return | 17.55% | 15.67%+1.9pp | 600.81%-583.3pp | 17.84%-0.3pp |
| Employer contribution / active EE | $1,234 | $3,599-65.7% | $4,918-74.9% | $2,790-55.8% |
| Participant deferral / active EE | $2,123 | $4,274-50.3% | $5,610-62.2% | $4,249-50.0% |
| Admin fee / account holder | $886 | $9,839-91.0% | $14,905-94.1% | $8,951-90.1% |