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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,512 | $95,453+104.8% | $112,040+74.5% | $82,448+137.1% |
| Participation rate | 94.4% | 72.8%+21.7pp | 76.5%+18.0pp | 68.1%+26.4pp |
| Annual return | 15.90% | 23.92%-8.0pp | 24.52%-8.6pp | 41.64%-25.7pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $8,418 | $4,224+99.3% | $5,098+65.1% | $4,139+103.4% |
| Admin fee / account holder | $377 | $9,013-95.8% | $12,098-96.9% | $7,234-94.8% |