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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,881 | $106,749+174.4% | $145,433+101.4% | $82,448+255.2% |
| Participation rate | 82.0% | 75.6%+6.3pp | 82.1%-0.2pp | 68.1%+13.9pp |
| Annual return | 15.85% | 27.59%-11.7pp | 66.58%-50.7pp | 41.64%-25.8pp |
| Employer contribution / active EE | $4,315 | $3,444+25.3% | $4,554-5.3% | $2,551+69.1% |
| Participant deferral / active EE | $10,758 | $6,519+65.0% | $7,897+36.2% | $4,139+159.9% |
| Admin fee / account holder | $2,167 | $8,390-74.2% | $13,129-83.5% | $7,234-70.0% |