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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,881 | $99,875+193.2% | $146,866+99.4% | $86,983+236.7% |
| Participation rate | 82.0% | 75.8%+6.2pp | 82.5%-0.5pp | 69.5%+12.4pp |
| Annual return | 15.85% | 28.10%-12.2pp | 102.85%-87.0pp | 25.83%-10.0pp |
| Employer contribution / active EE | $4,315 | $3,224+33.8% | $4,425-2.5% | $2,584+67.0% |
| Participant deferral / active EE | $10,758 | $6,322+70.2% | $7,759+38.7% | $4,194+156.5% |
| Admin fee / account holder | $2,167 | $7,838-72.4% | $13,620-84.1% | $7,856-72.4% |