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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,290 | $102,245+26.5% | $89,340+44.7% | $137,256-5.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 14.45% | 21.89%-7.4pp | 20.57%-6.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $4,065 | $2,529+60.7% | $2,231+82.2% | $4,156-2.2% |
| Participant deferral / active EE | $10,977 | $4,436+147.4% | $3,823+187.1% | $6,407+71.3% |
| Admin fee / account holder | $1,042 | $8,085-87.1% | $6,704-84.4% | $12,270-91.5% |